Interest Rate Increase - Wednesday 4 February: Following the RBA’s decision to change the official cash rate, interest rates for owner occupier and investor variable loans will increase by 0.25%. Find out more.
Interest Rate Increase - Wednesday 4 February: Following the RBA’s decision to change the official cash rate, interest rates for owner occupier and investor variable loans will increase by 0.25%. Find out more.
Qudos Bank will increase variable home loan rates in response the RBA’s recent decision to raise the official cash rate.
From 19 February 2026, interest rates will increase by 0.25% for variable rate owner-occupier and investor loans. For existing home loan customers, repayment changes will be effective from 26 March 2026.
We are also reviewing rates for savings accounts and we'll have a further update for customers shortly. Support options are available for customers experiencing difficultly or for those concerned about the impact of rising interest rates and repayments. We encourage you to contact us to talk about your situation.
Affected home loan customers will receive more information on the changes to their rate and repayments in the coming weeks. For any help and further queries, customers can contact us on 1300 747 747 or visit their nearest branch.
4 February 2026
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